Today We Get to Make it Rain

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There’s a person at the Bill and Melinda Gates Foundation who has one of the coolest jobs in the world. They spend the day going through applications and handing out money to worthy causes. (I wonder if they ever have an Oprah moment – YOU get funding! And you get funding!) Imagine being faced with thousands of people who need help and you’ve got literally millions of dollars to give away. Nice gig!

Today there’s a chance for the rest of us to get to see a little of what that feels like. is an organization that provides micro loans to individuals and groups all over the world. They’re setting up businesses, going to school, and in the process building their families and communities.

With International Women’s Day coming up Kiva has set a goal to fund $3 million in loans to women and here’s where it gets really fun. Kiva has pulled together funds for 10,000 $25 loans for new Kiva supporters. That means YOU can dive in and choose who gets a loan and it doesn’t cost you a thing.

Ready to make it rain?

Here’s how it works:

  1. Go to and click on “start your free trial”.
  2. Scroll through hundreds of women and learn about their story and what they’re planning to do with the loan.
  3. Click “Lend Free $25” and you’ll go to an account page. Fill in your contact info and you’re all set. It costs you nothing.

One of the coolest things about Kiva is that these are loans, not gifts, so the $25 will get paid back into your Kiva account and you can loan it out again. I received a gift of $25 on Kiva a year and a half ago that I just loaned out for the third time the other day.

Here’s a little more about Kiva:


Kiva grants loans to people living in poverty who have little access to financial services. They “envision a world where all people hold the power to create opportunity for themselves and others.”

Kiva provides loans in more than 80 countries on 5 continents. All borrowers are screened by local field partners, and each loan has a risk repayment score. The current repayment rate for all loans is 97%. You can learn more about Kiva’s commitment to due diligence here.

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